A home for the group.
Create a group, organise its details and invite members into a persistent community record.
Group creation & membership COMMON BOND CAPITAL
Common Bond Digital Platform
Digital operating infrastructure designed around communal life and local commerce
A modular operating layer for identity, groups, money movement, governance, Shield workflows, evidence and integration.
01 / PLATFORM LAYER
From group identity to auditable economic activity.
Core capabilities. The CBDP supports identity, group formation, membership, governance, wallets and ledgers, contributions, payment matching, approvals, Shield configuration, provider workflows, audit trails and operational telemetry.
Design logic. Mobile and web journeys are intended to mirror familiar group practices rather than require communities to reorganise around conventional individual financial products.
Delivered base. Phase 1 established a cloud-deployed foundation with identity and role controls, group governance, wallet and transaction capability, Matshediso configuration and audit-first execution.
02 / GROUP IDENTITY AND GOVERNANCE
A digital home for organised communal life.
Phase 1 journeys show group creation, member administration and a persistent group record. Identity, roles and membership provide the control layer through which group leaders manage the community without relying on scattered paper records or verbal memory.
03 / WALLETS, LEDGERS AND CONTRIBUTIONS
Make collective money movement visible and attributable.
The delivered wallet and transaction layer can provision user and group wallets, record deposits and contributions, maintain running balances and produce filterable transaction histories. Payment references and member-level records support reconciliation and transparency.
04 / ARCHITECTURE AND SCALE
Centralised workspace, real-time intelligence and modular growth.
Phase 2 architecture work frames the platform as a central workspace that coordinates data and workflows, returns operational intelligence and scales as common-bond groups, merchants and service endpoints expand. Audit-first execution remains a core control principle.
THE PLATFORM EXPERIENCEBUILT AROUND THE GROUP
Every contribution in view.
Wallets, member references and transaction records make collective money movement visible and attributable.
Wallets & contributionsMobile visuals illustrate the product experience. See the product overview for interfaces extracted from the Phase 1 report.
SYSTEM ARCHITECTUREOne operating fabric.
One operating fabric.
Room to grow.
Centralised workspace
Identity, records, governance and workflows in a shared operating environment.
Real-time intelligence
Operational information brought into clear views for informed decisions.
Modular growth
An architecture designed to extend as groups, merchants and service endpoints expand.